Freedom Restoration Credit Services has been in business for a long time. We were bound to partner up with many professionals in the mortgage industry. Let’s face it, most of the people that can buy or refinance their homes have already taken advantage of the current market situation of suppressed home values and lower than ever mortgage rates. However, several laws were passed that severely changed the mortgage landscape. It used to be if you had a job you could get a mortgage, regardless, of your credit score. As you know those days are long gone. It is harder than ever to qualify for a mortgage but don’t worry about that. We still get over 85% of our clients qualified for their mortgage!
One of the reasons why we are so successful, is due to our continued commitment to education and staying on top of the changing trends in the mortgage industry. We understand the lingo and the terminology. We understand the process from start to finish. We know what information would get a client approved for a mortgage and what would get them denied. We put a specific plan of action in place for each individual client. Let’s face it, no two clients have the same credit profile. Their credit profiles are as unique as their finger prints. There is not a “one size fits all” plan of action because public records have to be paid and there can be no “account in dispute” statements on any trade lines.
You need a true credit restoration professional that has the years of experience in dealing with these types of issues and we are one of those companies. We can do it because we have mortgage brokers, bankers and loan officers at our disposal. They will work hand in hand with your real estate agent’ which will make the transition and process less stressful. Most all of our clients just pay the down payment requirement and appraisal fee. The seller and the loan officer will usually work together and get the rest of it negotiated for you.
We can go on forever about the benefits of owning a home. Recent statistics show that after 10 years of renting the net worth of a renter was just over $5,000.00. A homeowner’s net value over the same time frame was over $105,000.00!
If you are looking to finance a home in Texas, contact us. If you are a mortgage professional looking for a company to help your clients qualify for the mortgage they need, contact us. Stop letting your paychecks walk out the door. We are here to help both of you.
If you would like to get prequalified for a mortgage and live in Texas, please take a few minutes and fill out the quick submission application below. Just click on the link, fill it in and click the submit button. We will have a mortgage originator call you back within 24 hours. They will tell you what they need from you, how much home you qualify for and will answer any and all of your questions.